Complete steps in ecommerce process
We find all the time that most business owners really understand the
requirements and complete process of Internet ecommerce, shopping carts,
gateways and merchant accounts.
We hope that what we have provided below will give you a clearer
understanding of the online store and ecommerce process.
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| Step 1 |
The visit to site |
Step 2 |
Secure Information |
| Customer enters site and goes to
store where products and services are offered. Here he shops and adds
the items wanting to purchase to the shopping cart |
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When the customer has finished
adding products to shopping cart he will click Check Out and be
transferred to the completely safe and secure area of the shopping cart. |
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Step3 |
The Gateway |
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Customer enters his personal
completely secure information during the checkout process and after
clicking "submit order" all the information pertaining to the customer
and the order are encrypted to completely protect the customer's
personal information and is transmitted via
the Gateway to the Merchant account provider. Gateway fees may include
monthly online management a plus transaction fees (20 cents per). |
Please Note:
A secure certificate (SSL) is required to be installed on you website in
order to process transactions.
Most shopping carts like X-cart do not provide the
Secure (SSL) certificate and has to be purchased separately. |
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Step 4 |
Merchant Account |
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After the entire transaction is encrypted (secured) and
the information is sent over the Internet via the gateway to the holding
server it transmitted to the Merchant Account provider.
The Merchant Account provider verifies all the information, processes
the credit card and sends completed transaction funds to your bank. They
will charge the merchant 1.5% to 2.5% of the sale total for processing
each transaction. |
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Step 5 |
Your Bank |
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Most merchant account providers will process and make
funds available in your account within 24 to 48 hours after the
sale and transaction have been completed. Pay Pal and Pay Pal Pro
transactions can take up to 5 days. |
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